Don’t be confused with credit cards, here we are going to talk about debit card cashback only.
A lot of ways are there providing cashback offers when paying through your debit card.
Don’t worry if you don’t know where you can get cashback with a debit card.
Stop asking about the ways to get cashback. Because the solution is here for you.
Here in this post, we will elaborate some very common ways to get cashback.
Most debit card users skip these ways.
If you pay a few minutes to find cashback offers for you before you spend your money, you can save your money.
Small savings will lead you towards saving more.
So, let’s get started with these amazing ways to get cashback with debit card payments.
#1. Retail Stores
The first and the most common method to get debit card cashback is to buy items at retail stores through your debit card.
However, there are some important things that you must keep in mind.
You must check with your bank that your bank is allowing your debit card for cash back with that particular retail store branch or not.
For example, Walmart stores are providing huge cashback offers for the customers.
These debit card cash backs will be sent to your bank account instantly.
Walmart is one of the most famous retail store chains. Many people like you go there to buy household items, essential items, groceries, etc.
So what’s bad in it if you get cash back from your regular purchases.
#2. Online Shopping
These days people don’t go to the local city market for everything that they want to buy.
Almost everything is available in online shopping. E-commerce business is growing rapidly all over the world.
It is very convenient for the customers to sit on their couch and browse the top products and then buy what they want.
Now if you purchase something online through a debit card, then chances are there you will get debit card cashback.
You can see many websites or online shopping applications are having various cashback offers for customers.
Always, keep a check on your debit card that whether your bank is eligible for the cashback or not.
#3. Special Offers
When there is a festival season, we see many companies, online shopping applications or websites, retail stores, and supermarkets are providing special offers on various items.
We see special offers like buy one get one or buy two get two, and all of those offers. One of the famous special offers is debit card cashback. This offer is also provided on various platforms.
So this is the right time to buy expensive things. For example, if you are wishing to buy a new costly electronic device such as a washing machine for your house, then you can wait for a special offer.
When there is a special offer on the item which is in your wish list then you can avail 10% to up to 30% discount in the form of cashback.
#4. Paying Bills
Now you will say that you don’t want to buy anything, then it means no debit card cashback for you? No, that is not true. You can still avail of the cashback when you are not going to buy anything.
Here we will tell you the simplest way to avail of the cashback offers. The simplest way is to pay bills using your debit card. Yes, you can get cashback offers paying bills.
These bills can be utility bills like electricity, water, or your internet and phone bills. As a universal rule, you must check that your service provider company and the bank are making you eligible for the cashback or not.
#5. First Transaction Offer
You have got a new debit card and are wishing to go for the first transaction. Wait a bit before you proceed to purchase something for the first time with your new debit card.
This way is also very popular to get debit card cashback. In this, you just have to look around for the various shopping offers. You will find the first transaction offer provided by your bank account.
Your bank account may have a platform for online shopping or your bank is providing a way to browse products through their mobile application. This is the place where you will get the option of cashback.
#6. Switch To Digital Payment
Now you have a debit card in your pocket, then it is the right time to switch to the digital payments. No need to pay cash anywhere when you have the debit card.
Switching to digital payments has a lot of benefits and one of them is the debit card cash back. You will get cashback when you pay everywhere using your debit card.
However, these cashback amounts are not too much or they are not having big amounts. But still, they can help you save money for you.
For example, you must pay the petrol refueling of your car bill with your debit card, you must pay your food bills at the restaurant through debit cards and anywhere you have to pay, use your debit card.
#7. Digital Money Wallets
Many digital money wallets are also providing cashback offers. Whether you use Pioneer, Paypal, Razorpay, or any other to pay or transfer money.
If you have to transfer money online through a digital money bank or wallet, then you can see there is always an option to get a debit card cashback offer.
Conditions are always there when it comes to digital money wallets. You have to add money or send money through these digital platforms using your debit card. Now you can get cashback offers up to 30%.
#8. Buying Digital Gold
Buying gold or investing in digital gold can help you get debit card cashback. The condition is that you have to pay the seller through your debit card.
These days digital gold investment is in a trend. A lot of people buy digital gold to invest their money. This way is the safest because you can see that even in economic recession gold prices are never going to fall.
So it is the best way to buy digital gold through a debit card and get various debit card cashback through the same.